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How Life Insurance Can Help

October 29, 2023 By Anne Leave a Comment

Term life insurance is a type of life insurance that provides coverage for a specific period of time, or term. If the policyholder dies during the term of the policy, the beneficiary receives a tax-free death benefit. Term life insurance is typically the most affordable type of life insurance, and it is a good option for people who need coverage for a specific period of time, such as while they are raising young children or paying off a mortgage.

Term life insurance can help in a number of ways, including:

* Providing financial support for loved ones after the policyholder’s death: The death benefit can be used to help pay for living expenses, funeral costs, debt repayment, or other expenses.

* Funding children’s education: The death benefit can be used to pay for college tuition, fees, and other educational expenses.

* Protecting businesses: Term life insurance can be used to protect a business from financial loss if the owner dies.

* Providing peace of mind: *Knowing that loved ones are financially secure in the event of the policyholder’s death can give peace of mind.

Term life insurance policies are typically available in terms of 10, 20, or 30 years. The policyholder can choose the term length that best meets their needs. Term life insurance premiums are typically lower than the premiums for other types of life insurance, such as whole life insurance.

Here are some examples of how term life insurance can help:

* A young couple with two young children may purchase a term life insurance policy to provide for their children if one of the parents dies.

* A family with a mortgage may purchase a term life insurance policy to ensure that the mortgage will be paid off if one of the parents dies.

* A business owner may purchase a term life insurance policy to protect the business from financial loss if the owner dies.

* A person who is nearing retirement may purchase a term life insurance policy to provide a financial legacy for their loved ones.

If you are considering purchasing term life insurance, it is important to compare quotes from multiple insurance companies to get the best possible rate. You should also consider the length of term that best meets your needs and budget.

Anne

I'm a mother of 2 who likes to get involved in too much! Besides writing here I started a non-profit, I'm on the PTO board, very active in my community and volunteer in the school. I enjoy music, reading, cooking, traveling and spending time with my family. We just adopted our 3rd cat and love them all!

Key Lessons That You Can Teach Your Child From An Early Age

July 5, 2023 By Anne

Source – Pixabay CC0 License

A child’s formative years are arguably the most important in their life. Given that they constantly look to you for guidance, it’s vital that you give them the support that they need.

While you will naturally teach your child a host of valuable lessons, you must make a conscious effort to focus on key areas. Use the following checklist for guidance, and you won’t go far wrong.

A Love Of Education

A love of learning is truly one of the greatest gifts you can give any child. Finding the right preschool is a great starting point. After all, developing a better relationship with school before they’ve even started kindergarten can only serve them well. However, you can also make learning fun at home. Exploring local wildlife, reading books at home, and visiting places with an educational twist are all great ideas.

If your child loves learning from an early age, it will shine through in later years.

The Value Of Hard Work

Knowledge is vital, but it counts for very little without a strong work ethic. Any opportunity to teach your child the value of hard work and perseverance should be grabbed with both hands. You can lead by example by running your home-based business in a professional way. However, you can also achieve great results in leisure activities. Encouraging them to keep training until they learn the new soccer move or dance routine can work wonders.

A strong work ethic will truly follow your child for life.

Source – Pixabay CC0 License

A Love Of Healthy Living

Every parent knows that they need to help their child stay healthy. Not least in today’s climate where childhood obesity is a massive problem. However, forcing them will only lead to resentment. You need to make healthy living fun. Cooking with children is a great way to teach nutrition in a positive way. Meanwhile, finding fun sports and physical activities will have an immensely positive impact. Once kids start choosing those activities, you’ve won.

Besides, it’s a great incentive to actively improve your approach to healthy living.

The Importance Of Online Safety

Children now spend more time online than any previous generation. So, you need to actively keep them safe. While adding parental controls is an essential starting point, you mustn’t end your commitment here. Providing age-appropriate advice on the dangers of online connections is crucial. Otherwise, your child could become a victim of various scams or forms of online bullying. Frankly, this is the last thing that you want your child to face.

At an early age, it’s probably best to supervise your child.

Love & Kindness

It may sound corny. But teaching your child love and kindness is truly the greatest thing you can ever do. From loving a pet to showing kindness to people from different backgrounds, it takes many forms. Most importantly, you need to show your child love on a daily basis and give them the confidence to love themselves. Feeling comfortable in their skin will have a telling impact on their overall health and happiness.

Their world will be a far better place as a result.

Anne

Five Great Movies to Stream with your Family this Summer

May 16, 2023 By Anne

Image Credit

Summer is a time for entertainment and memories, which makes it the best time to delve into the history and culture of cinema. If you are a movie buff and want to introduce your children to the joys of classic cinema, make sure you create a classic watch list to stream this summer.

The Lion King

Who could forget The Lion King? If you are of a certain vintage, you might remember seeing the original in the cinema as a child, so why not give the same experience to your kids this summer? The Lion King is a classic tale of wisdom, ambition, betrayal, and consequence.

The Lion King is a classic Disney movie that has stood the test of time, perhaps because of its classic elements – the plot is loosely based on Shakespeare’s Hamlet – and its timeless characters. If you want a new experience with the movie, you can watch the live-action version.

Harry Potter and the Sorcerer’s Stone

If you are in the mood for some classic children’s cinema this summer, don’t forget about the Harry Potter series, which began in 2001. Harry Potter movies open up the classic debate about which is better, the movie or the books. Either way, the movies are a great way to spend a night.

Harry Potter and the Sorcerer Stone is the first of several Harry Potter movies to arrive on the big screen, and it’s an excellent movie to kickstart the franchise. One of the great things about watching franchise movies over the summer is the fact you can spread them out over weeks.

God’s Country Song

If you are looking for a feel-good drama to enjoy with the family this summer, look no further than God’s Country Song. Noah has grand plans to become the next big country movie star, but when his past catches up to him in the form of a child called JJ, he has tough choices to make.

God’s Country Song received positive critical reviews and offers an entertaining and emotional exploration of ambition, responsibility, and dedication. You can watch God’s Country Song the movie, anytime by streaming it online, the perfect way to spend a summer night with the family.

ET the Extra-Terrestrial

If there’s one thing you can count on children to adopt, it’s a taste in sci-fi movies. Sci-fi captures the imagination like no other genre and is perfect for the summer season. Forget about watching the latest summer releases in the cinema and stream classic sci-fi at home instead.

If you have kids, you almost have a responsibility to show them ET, the Extra-Terrestrial – it’s an important element in their cultural education. ET hit the big screen in 1982, and its popularity has never diminished. Of course, the effects have dated, but the timeless story is great as ever.

Classic Star Wars

Since you are on a quest for classic sci-fi, you simply cannot ignore the entertainment value and cultural impact of the classic Star Wars movies. Your kids might be more familiar with Rey Skywalker than Luke Skywalker, but there is a cultural education in there not to be missed.

Anne

Fitness Strategies For Busy Moms To Stay Healthy

May 2, 2023 By Anne

Moms who juggle work and home life can understand how difficult it is to maintain good health. There is little time for personal endeavors such as fitness and on the days you do get time, you are too tired for anything. A lot of time goes into planning, scheduling and juggling different priorities. And if you have kids, it might seem like you have no time for yourself. Exercising and eating right can take a back seat amidst dozens of responsibilities.

(Image source: https://pixabay.com/photos/business-women-woman-work-young-3685133/)

So, how can busy moms judge their health and other commitments? As a working mom, you need to take care of your health so you can look after the family. Nutritional and fitness requirements will depend on hormonal changes, childbearing capacities and responsibilities. Here are a few fitness strategies that can help busy moms stay healthy and on top of their game.

Draw boundaries between home and work

It is very easy to say “Do not bring work home”. However, many of us fail to abide by it. We find ourselves working on a hundred other things at work, such as scheduling playdates for the kids, checking on the babysitter, returning calls and planning parties and carpools. While these are certainly important for busy moms, this can compromise your performance at work, which can make you fall behind. As a result, you will have to bring work home.

Avoid working on other things when you are at work. Use your breaks to schedule these activities instead. This way, you will be able to finish your work and spend time with the kids when you get back home.

Design an ergonomic workstation

Many offices offer ergonomic workstations, which can help set your chair and computer at the height appropriate for you. This will reduce the incidence of neck strain, carpal tunnel, back pain and other work-related health problems.

It might be even better if you could sit on an exercise ball while working. This is a good idea for moms who work from home. An exercise ball helps you tone your core and prevent back problems. This way, you will not be sitting idle all day and get some exercise even with a very busy work schedule.

Remember to take breaks

Busy moms need to take a timeout now and then. If you have been working for an hour at a stretch, make sure you get up for a few minutes and stretch your limbs. Even if you have been looking after the kids for a while, try to take a small break when you have put them to sleep. This will momentarily give you a few minutes of rest and prevent you from becoming overwhelmed. It will also help you refocus on your work and make you more productive.

Make sure to exercise regularly

Busy moms barely get time to exercise and meet their fitness goals. Going for a workout at the gym can seem almost impossible to handle with work and kids, which is why investing in an at home gym can be a great idea. You can work out as per your schedule and integrate the kind of exercises you want to do. At the same time, you can be a source of inspiration for your family, who would also benefit from the types of equipment you have at home and work on their own fitness goals.

If exercising seems like a tedious task, simply make sure that you are moving around enough. A few extra minutes of brush walking every day can make a difference, and you will notice less back and neck pain and tightness when you are done.

Eat wholesome, healthy food

The best way to stay healthy is by watching what you eat. Eating habits can become irregular and unhealthy when you are juggling a lot of priorities together. A good way to save up on time and eat healthily is to make your meals at the start of every week, label them for different days and store them in the freezer.

As women grow older, they also need to take vitamin supplements to be in the best form. It is always advised to see a doctor before taking any supplements on your own. Calcium, for example, is very important to maintain good bone structure. If you prefer to not take supplements, you could always substitute more nutritionally dense foods into your diet.

Eating healthy will also set a good example for your kids, and by extension, your family.

Stay hydrated

Busy moms need to drink enough water throughout the day. Proper hydration will boost your mood and make you more productive. Avoid sodas and soft drinks, since these contain a lot of sugar and are likely to make you feel bloated or sleepy by the end of the day. You could add fruit infusers to water in case you want to make it more palatable or crave flavored drinks.

Teach your kids to clean up

Cleaning up after kids can be a massively tasking affair and after a long day of work it might just seem like the hardest thing to do. This is why it is important to teach your kids to clean up after themselves. In this way, they will learn good habits and you will have less work to do around the house. Even if you have a cleaning service, it does not hurt to teach your kids to clean up after themselves, since it teaches them to be more self-reliant.

Take out time for yourself

As a working mom, all your time and energy probably go into making sure that you complete all your responsibilities at work without compromising on the well-being of your family. Over time, it can lead to a serious case of burnout and can leave you feeling tired and drowsy all the time. Self-care is very important for busy moms, since it gives you a breather from all the tasks and duties you perform throughout the day, and lets you just be yourself for a while.

Self-care does not necessarily have to be grand. It can be something as simple as a warm shower, spending some time alone with your favorite book, or even listening to your playlist. Anything that keeps you fresh and rejuvenates you can be a form of self-care. This will not only prevent burnout, but it will also make you more productive and energetic.

Anne

Charcuterie Board Kits: A Fun and Easy Way to Entertain

April 24, 2023 By Anne

I was recently asked to check out Platterful’s all in one box charcuterie kits. I decided to include this in my rock painting party. I decided to paint rocks instead of eggs this year!

To start the party off we opened up our kit. Detailed instructions were included to make this fun and easy.

A charcuterie board is a beautiful and delicious way to entertain guests. These boards are typically filled with cured meats, cheeses, and other accompaniments. Everything was included. Small cups for raisins and spoons for the jams and honey.

Here are some tips for creating a charcuterie board if you don’t get a kit: (though I highly recommend a kit from Platterful! So easy.)

1. Choose a variety of meats and cheeses. Charcuterie boards are typically filled with a variety of meats and cheeses, so it’s important to choose a variety that will appeal to your guests. Some popular options include prosciutto, salami, pepperoni, cheddar, mozzarella, and goat cheese.

2. Add some crackers and fruits. Crackers and fruits are a great way to add some variety to your charcuterie board. Some popular options include wheat crackers, celery sticks, grapes, and apples.

3. Don’t forget the condiments! Condiments like mustard, honey, and jam can add a touch of sweetness and spice to your charcuterie board.

4. Arrange the meats and cheeses in a visually appealing way. The way you arrange the meats and cheeses on your charcuterie board will make a big difference in its overall look. Try to create a variety of textures and colors, and make sure to leave some empty space on the board so that your guests can easily reach the food.

At Platterful we deliver curated charcuterie boards right to our customer’s doorsteps via our first of its kind all-in-one kit, complete with instructional and educational content, which is what really sets us apart. We offer a subscription so that every month customers get all new meats, cheeses and accompaniments complete with new educational material on how to assemble the perfect board every time.

Here are some pics of our rocks.