There Are Easy Ways To Get Back Into Work
There are many reasons why you might have to take a break from work in your life every so often. You might have an injury that puts you in a position where you can’t work for a certain amount of weeks, or one that’s most likely going to be relevant to all of you reading this, you will have to take a couple of months off work when you have your baby. It doesn’t matter whether you have your first, or your third, you’re still going to have to take some time off work to bond with your baby, recover from the whole process, and watch them go through some of their most important stages in life. The usual amount of time that people take off work is 6 months, but some extend it to a year or more if their finances will allow. Now, we all know how hard it is to go back to work when you’ve only been on holiday for a week, so think about how hard it’s going to be to return to work after you’ve had 6 months or so off. It’s one of the reasons why we’ve created this article, to try and help all you mom who are considering returning to work, and how you can make it easier for yourself.
Go Back To A Job You’ll Enjoy
This is a really important one we feel. If you’re going into a job that you can’t really even enjoy, then it’s going to be so hard to go back to a job at all. We really think you need to think about roles that are going to keep you engaged, and ones that you will actually enjoy. For example, you could look into advanced online colleges for social work, which would be online, and would put you on a path to a totally different career to what you’re in now. Now that will apply to most of you, some of you might be in a similar career, yet really not enjoying it. If this is so, think about careers that really do interest you, and see if there are any online courses that you could take that would push you towards them. Or, think about something you’re passionate about, and perhaps start thinking about whether you can start your own mini business.
Think About Easing Yourself Into It
This is the really important one in our mind. You can’t just go back to full time work, and expect your life just to slot right back into place again. You’re going to have to ease yourself into it with some part time work first. Then, you can think about going to nearly full time, and eventually work your way up. The smaller hours you do to begin with, the easier it’ll be to slowly up and up them!
Make Sure You’re Giving Yourself A Life
Again, another essential. You have to make sure that somewhere around all of this working and being a good family, that you’re taking some time to actually give yourself a life. Whether this life be going to the gym and winding down, or out for friends with a drink, it’s just so important that you are giving yourself a life!
Family Finance – 4 Easy Tips for Managing the Household Expenses
Photo by stevepb on Pixabay
Running a household can be exhausting. Between events, activities, school and work it can feel like there aren’t enough hours in the day. Throughout all of it, you are spending money, often without keeping track of where it is going. Surprisingly, you don’t have to undertake the task of managing your household expenses alone. You can involve your family and teach your children valuable life skills at the same time.
Deal with your Debt
Too many families don’t have an accurate picture of their debt. Even small monthly payments can add up and quickly undermine your best financial efforts. Large, unexpected expenses can bring with them high-interest payments if your habit is to pay with a credit card. Small cash loans generally have much lower interest rates and more flexible payment options.
Another option to get a handle on your debt is to write a list, including everything you can think of and the corresponding payments due. Once you are aware of all your outstanding debt, you can pursue options like debt consolidation or debt overpayment to reduce it quickly. Professional credit counselors can also help you create a plan of attack.
Make Time to Review Your Finances
Set aside one evening a week to balance your accounts. If you are not already, use auto-pay to set up recurring monthly bill payments for everything possible. Then, once a week review your impending payments against your available funds and check your automatic payments against your budget—are they what you anticipated? If not, research why the bill was greater or less than your budget that month and call the company to correct any issues. Companies can make mistakes on their billing. Don’t let those mistakes hurt your household budget unnecessarily.
Cook at Home
After a long day at work, cooking a meal sounds way more challenging than picking something up on the way. The research results are in: eating out can be five times more expensive than cooking meals at home. Restaurants charge very heavily for dishes including proteins and pasta, so if these are some of your favorites, you stand to save a lot by cooking them at home. Home meal kits aren’t much better. They can be three times more expensive than buying the same ingredients. You could be overpaying tremendously for some Macaroni and Cheese! If your children are old enough, use this as an opportunity to teach them a valuable life skill by making them responsible for preparing a meal.
Teach Your Kids to Pay Their Way
If you have older children capable of earning an income from things like babysitting or dog walking, teach them the value of money by encouraging them to pay their way. Make them responsible for purchasing the items they “want.” For example, if your adolescent needs $10 to go to the movie with friends, teach them to pay for that expense themselves. When you make your children responsible for providing for their wants, they learn to be more selective with their money and relate dollars spent to dollars earned much more quickly. It also allows your paycheck to stay firmly rooted in paying for things such as the mortgage and utilities.
Your family may be more capable than you thought of managing the household expenses. Including them whenever possible will not only teach them life lessons like how to cook and pay for their own “wants,” but also help reduce your expenses. To effectively steer the family ship, track your debt carefully and take time to review your finances on a weekly basis.
Home Office Safety Tips, 2019 Edition
Thanks to the proliferation of some pretty amazing technology, more and more employees are working from home. As FlexJobs.com notes, 3.9 employees in the U.S. work from home at least half of the time, and 43 percent now work remotely at least occasionally.
As more people work remotely, often from home offices, it is important to know how to keep yourself and your work environment as safe as possible. While brick-and-mortar companies often have safety and security plans in place, freelancers and others should take their own steps to keep office tech and themselves safe.
In order to boost the safety of the home office, consider the following actionable tips:
Install a home security system with remote connectivity
Your home office likely contains some expensive technology, including a laptop or desktop PC, printer and smartphone. You may also have supplies in your home office. For instance, if you are a freelance photographer, you probably have a state-of-the-art camera, tripod and other equipment kept in your home. In order to keep these investments as safe as possible, consider buying and installing a security camera system. For instance, Lorex Technology offers a wide selection of security camera systems that are ideal for any home; their eight-channel system with four wireless security cameras means that you do not have to run any video cables through your house. Also, thanks to the Lorex Cloud remote connectivity feature, the wireless systems use a DV900 Series DVR, which will let you see what your cameras or the recorded playback is capturing from anywhere in the world. If you are meeting with clients at a remote location, you can check out the camera footage with the app and also get push notifications for any motion activity caught by the cameras while you were away.
Keep your home office as clutter-free and ergonomically safe as you can
At-home offices should be designed with safety in mind. Since your boss won’t be checking out your desk, floors and file cabinets to make sure everything is trip- and hazard-free — like she would in the brick-and-mortar office, the onus is on you to maintain a safe working space. Telework.gov posted a helpful list of tips to help keep your home workspace as safe as possible; they include:
· Making sure your home office floor is clear and free from hazards like piles of materials or boxes
· Your file drawers are not top heavy
· Any cords are not stretched across the floor to the outlets
· Your chair is adjustable and provides adequate support
· That you have enough lighting to see your computer and other materials
Protect your data
The same amazing tech that lets us work from home does come with a downside: an increased risk of unsecured files and servers. While your friends who work in a regular office building are under the umbrella of an IT department, your home office is probably not set up that way. As SkySite.com notes, to keep your data safe in your home office, start by protecting your files with complex passwords. Next, be vigilant about installing updates so you can always have the latest version of your malware and/or virus program, and whenever possible use two-step verification for your accounts.
Working from home can be enjoyable, productive and safe
There are a number of benefits to working remotely — everything from setting your own hours to avoiding a long commute. Thanks to the tips above, your home office can not only be a place to earn an income, it can also be a safe and secure environment that will help you to perform at your best every day.
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